Your Medicare Insurance Options

When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage.


Medicare Advantage (also known as Part C)


  • Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D.
  • Plans have lower out-of-pocket costs than Original Medicare.
  • In most cases, you’ll need to use Doctors who are in the plan’s network.
  • Most plans offer extra benefits that Original Medicare doesn’t cover – like vision, hearing, dental, gym memberships and more.
  • Some plans include zero cost monthly premiums.


Medicare Supplement Insurance (also called Medigap)

All Medicare Supplement Insurance plans fully or partially pay for:

  • Part A coinsurance
  • Part B coinsurance
  • Costs for 365 extra hospital days
  • Hospice care coinsurance

May also pay for:

  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Cost of foreign travel emergency care up to plan limits
  • Part A skilled nursing care coinsurance

The level of coverage varies. Medicare supplement insurance plans provide nationwide coverage.

Original Medicare Includes

Medicare Part A
(Hospital Insurance)

  • Inpatient Hospital Stay - deductible $1,600 for each benefit period
  • Coinsurance costs for days 61-91 and beyond
  • Skilled Nursing Care
  • Hospice Care
  • Home Health Care

Medicare Part B
(Medical Insurance)

  • Annual Deductible $226 per year
  • Medical and other Services – Doctor’s visits
  • Home Health Services
  • Outpatient Hospital Services
  • Outpatient Mental Health Services

Medicare A & B does not include Part D drug coverage, Routine Dental, Routine Vision, Gym Membership, Hearing Aids.

Let us help you understand your insurance options, help you enroll in a plan and continue to provide support long after your enrollment. Enjoy our complimentary monthly newsletter along with your insurance broker's personal contact information. There is never a fee for our services and there is no obligation to enroll.

City insurance Group Insurance
6 Inverness Court East
Englewood CO 80112

720 287-0701

303 601-7264

By calling the phone numbers provided, the consumer will be directed to a licensed insurance agent.

Connect With Us

Our Brokers can be contacted directly.
To contact our Denver Office:

Not affiliated with or endorsed by the government or the federal Medicare program.

Copyright © 2024 City Insurance Group | All rights reserved.