Your Medicare Insurance Options

When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage.

MEDICARE OPTIONS:

Medicare Advantage (also known as Part C)

Covers:

  • Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D.
  • Plans have lower out-of-pocket costs than Original Medicare.
  • In most cases, you’ll need to use Doctors who are in the plan’s network.
  • Most plans offer extra benefits that Original Medicare doesn’t cover – like vision, hearing, dental, gym memberships and more.
  • Some plans include zero cost monthly premiums.

 

Medicare Supplement Insurance (also called Medigap)

All Medicare Supplement Insurance plans fully or partially pay for:

  • Part A coinsurance
  • Part B coinsurance
  • Costs for 365 extra hospital days
  • Hospice care coinsurance

May also pay for:

  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Cost of foreign travel emergency care up to plan limits
  • Part A skilled nursing care coinsurance

The level of coverage varies. Medicare supplement insurance plans provide nationwide coverage.

Original Medicare Includes

Medicare Part A
(Hospital Insurance)

  • Inpatient Hospital Stay - deductible $1,600 for each benefit period
  • Coinsurance costs for days 61-91 and beyond
  • Skilled Nursing Care
  • Hospice Care
  • Home Health Care

Medicare Part B
(Medical Insurance)

  • Annual Deductible $226 per year
  • Medical and other Services – Doctor’s visits
  • Home Health Services
  • Outpatient Hospital Services
  • Outpatient Mental Health Services

Medicare A & B does not include Part D drug coverage, Routine Dental, Routine Vision, Gym Membership, Hearing Aids.

Bridlewood Newsletter

Let us help you understand your insurance options, help you enroll in a plan and continue to provide support long after your enrollment. Enjoy our complimentary monthly newsletter along with your insurance broker's personal contact information. There is never a fee for our services and there is no obligation to enroll.

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SUITE 250
Englewood CO 80112

303 601-7264

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